We pull apart your credit reports with you, challenge items that are inaccurate or can't be verified, and give you a clear plan to rebuild.
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If something on your report is wrong, outdated, or can't be verified, you have the right to challenge it. We handle that process with you.
Reviewing reported late payments for errors and inaccuracies.
Challenging collection accounts that can't be verified.
Checking balances, dates and details for mistakes.
Disputing inquiries you didn't authorize.
A plan for new positive history going forward.
Disputing accounts that were opened in your name without permission.
Simple, step by step, and you always know what's happening.
We talk about your goals and look at your credit reports together. No cost, no pressure.
We spot the items worth challenging and explain exactly what we'll do and what it costs, in writing, before anything starts.
We send disputes, track responses from the bureaus, and coach you on building positive credit along the way.
Yes. The consultation is free and there's no obligation. If you decide to work with us, we'll explain our services and pricing in writing first.
No one can honestly guarantee results, and you should be careful of anyone who does. Accurate, verifiable information can stay on your report. What we do is make sure your report is fair and accurate, and help you build better credit from here.
Every situation is different. Credit bureaus generally have about 30 days to respond to a dispute, and many clients work with us for several months. We'll give you a realistic picture at your consultation.
Yes. You have the right to dispute inaccurate information with the credit bureaus yourself, for free. Many people choose to work with us because we handle the process, follow up, and know what to look for.
Reviewing your own credit reports does not hurt your score.
